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Letter of Credit: The “Power” of Buying
The consortium is one of the most used by Brazilians in the acquisition of goods and services – such as real estate, cars, motorcycles, travel and parties. This is especially beneficial because, contrary to conventional financing, there is no interest charge. We started well, don’t you agree? And there is more! When contemplated, either […]
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Debit or credit: what is the best form of payment?
Debit or credit? Those who pay for their card purchases often hear this question over and over again. And contrary to what many people may think, the answer to this rather than recurring question is not that simple. Many other questions may come from this, with answers that can impact (and greatly) anyone’s financial situation. […]
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8 Uses You Can Give to a Personal Credit
Personal credit, also known as consumer credit, is a credit indicated for those who need money for a particular need and do not want to explain or prove it to the financial institution. Thus, there is great freedom in applying for this type of credit. Some of the most frequent uses of this type of […]
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Micro loans or SMS loans – Micro loans / SMS loans | Payday Loans
When talking about the smaller loans available in the market, two words are often used to describe these and these are micro loans and SMS loans. What is the difference really? The short answer is that there is no major difference if you see how the words are used. But if you look at it […]
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Is it worth investing my money in a money market fund?
As we have discussed many times, the money market fund is not in a position to hold our money for a long time, because its yields fall short of bank deposits. (Although the transaction tax now shades the picture slightly.) But what it is: if you don’t need that amount for a couple of days […]
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100% mortgage in Mallorca: request information
Is it possible to hire a 100% mortgage today? Can we sign a 100% mortgage in Mallorca? What everyone knows is that banks finance 80%, but that 80% leads to confusion: is it 80% of the sale? 80% of the appraisal? Or the double restriction of 80%? In the generality of the cases, 80% of […]
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Pros and Cons of Lending, Borrowing and Loans
Getting or not having money, this is the question that often puts all of us in a dilemma in the face of life’s opportunities. We have money, but on the other hand not enough for some plan that individuals imagine, or maybe we neglect to raise even the indispensable cost you get out of trouble, […]
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